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Joshy Kuriakose, CPA, CIA
Accounting | Tax | Financial Advisory | Fractional CFO
Your Financial Information Should Help You Run the Business
Many business owners receive financial reports but still struggle to understand what the numbers really mean.
Good financial management starts with accurate accounting—but it should go further. Grace Wealth combines accounting, tax, advisory, and CFO-level thinking to help business owners understand where they are and make better decisions about where they are going.
Accounting. Tax. Advisory. CFO Leadership.
Get the records back to a reliable starting point.
Keep financial information accurate and current.
Understand both compliance and what can be planned ahead.
Add reporting, forecasting, profitability analysis, cash-flow planning, or CFO guidance as the company grows.
Grace Wealth is structured to support that progression.
Our Services
Get Your Books Back to a Reliable Starting Point.
Grace Wealth helps identify and correct accounting issues so the business can move forward with a stronger financial foundation.
May include:
Accurate, Timely Financial Information You Can Actually Use.
Good accounting helps ensure transactions are properly classified, accounts are reconciled, financial statements are reviewed, and management receives reliable information.
Know where your business stands each month—not several months later.
Explore Business Accounting
Business Tax Preparation With the Accounting in Mind.
A tax return is only as reliable as the financial information behind it. Grace Wealth provides business and owner tax preparation with an emphasis on accuracy, compliance, documentation, and communication.
Depending on the circumstances, this may include sole proprietorships, single-member LLCs, partnerships, S corporations, C corporations, owner returns, and multi-entity business owners.
Explore Tax Preparation
The Best Time to Think About Taxes Is Before the Year Is Over.
Tax preparation tells you what happened. Tax planning helps you evaluate what may still be done before important deadlines pass.
Move Beyond Reporting What Happened.
Financial advisory services help business owners analyze performance, identify problem areas, and make more informed decisions.
Areas may include:
Experienced Financial Leadership Without Necessarily Hiring a Full-Time CFO.
Fractional CFO services provide experienced financial leadership on a flexible basis.
Access CFO-level thinking without necessarily carrying the cost of a full-time CFO.
Explore Fractional CFO ServicesStart With the Problem in Front of You
Your business may enter the Grace Wealth relationship at any stage. Not every client needs every service.
Correct inaccurate, incomplete, or unreliable accounting.
Build consistent monthly accounting and financial reporting.
Prepare business and owner tax returns accurately.
Evaluate legitimate tax-planning opportunities before important deadlines.
Turn financial reports into useful management information.
Use forecasting, financial analysis, KPIs, and strategic guidance to support better business decisions.
Why Grace Wealth Services & Consulting?
Business financial issues rarely exist in isolation.
An accounting decision can affect taxes. A tax decision can affect cash flow. A pricing decision can affect margins. Growth can increase working-capital needs. Financing decisions can affect future flexibility.
Accounting + Tax + Financial Advisory + CFO Thinking
Joshy Kuriakose, CPA, CIA brings approximately three decades of experience across:
Accounting, controllership, financial reporting, FP&A, budgeting, forecasting, cash-flow management, profitability analysis, working-capital management, internal controls, financial operations, strategic financial management, and CFO-level advisory.
Business owners need useful answers, not unnecessary terminology.
They need someone who can explain:
What happened?
Why did it happen?
What deserves management attention?
What should we be considering next?
Who We Serve
Grace Wealth primarily serves privately held businesses, entrepreneurs, professionals, and practice owners. Typical clients may include businesses generally ranging from approximately $1 million to $50 million in annual revenue, depending on the service required.
We work with businesses in the Dallas–Fort Worth area and may also serve appropriate clients remotely across Texas and beyond.
Accounting cleanup, monthly accounting, tax preparation, tax planning, cash-flow analysis, practice profitability, KPI reporting, budgeting and forecasting, financial advisory, and Fractional CFO support.
Financial support for physician practices and other privately held healthcare businesses, including accounting, taxes, cash flow, profitability, reporting, and advisory.
Accounting, tax planning, profitability analysis, and financial management for consulting, legal, technical, and other professional-services firms.
Financial support for businesses dealing with project profitability, payroll, working capital, cash flow, growth, and increasing financial complexity.
Financial reporting and advisory involving margins, inventory, cost of goods sold, working capital, budgeting, forecasting, and management reporting.
Support across industries where reliable accounting, proactive tax planning, and stronger financial management can create meaningful value.
Meet Joshy Kuriakose, CPA, CIA
Joshy Kuriakose is the Founder and Principal of Grace Wealth Services & Consulting.
Over approximately 30 years, Joshy has worked across accounting, controllership, FP&A, budgeting, forecasting, cash-flow management, profitability improvement, internal controls, and financial leadership.
His professional career includes experience across the United States and international markets.
That background has reinforced a simple principle:
Financial information becomes valuable when management can trust it, understand it, and use it.
Joshy's approach combines CPA-level accounting and tax knowledge with the perspective of an experienced finance executive.
Today, he works with business owners who want more than transaction processing or an annual tax return. They want a financial professional who understands how accounting, taxes, cash flow, profitability, financial reporting, and business decisions connect.
Good Financial Management Starts With Three Questions
If tax planning begins only when the return is prepared, some opportunities may already have passed.
Tax Planning & OptimizationIf you have reports but still lack clarity about cash flow, profitability, or future performance, deeper financial analysis may be appropriate.
Financial AdvisoryInsights for Business Owners
Our Insights section provides educational information on accounting, taxes, cash flow, profitability, financial controls, and CFO-level decision-making.
Learn the warning signs that your accounting may need attention before tax filing, financing, or important business decisions.
Read about bookkeeping cleanupUnderstand why preparing the return and planning before year-end are two different activities.
Read about tax preparation vs. planningProfit and cash are not the same thing. Understand why a growing company can report profits while still experiencing cash pressure.
Read about business cash flowUnderstand when traditional accounting support may no longer provide enough financial insight for management.
Read about fractional CFO servicesNot Sure Which Service You Need?
Perhaps your books are behind. Perhaps you need help with business taxes. Perhaps you want to plan before year-end. Perhaps the company is profitable but cash remains tight. Perhaps you receive financial statements but do not know what they are really telling you. Perhaps the business has grown beyond the accounting systems and financial processes that once worked well.
Start with a conversation. We will discuss what is happening, identify the immediate financial concern, and determine whether Grace Wealth Services & Consulting is the right resource to help.
Schedule a ConsultationFinal Call to Action
Get the accounting right. Understand your tax position. Know where the cash is going. Understand what drives profit. Plan before important decisions have already been made. And when the business needs deeper financial leadership, have someone who can help you look forward.
